How to find and find the cheapest health insurance in Minnesota
Minnesota residents who qualify for the state’s Affordable Care Act health insurance exchanges are getting access to the lowest cost plans.
The Minnesota Department of Human Services announced Tuesday that it has updated its website to provide access to more coverage options for people who are enrolled in the state-run exchange.
The department has also released a new website that allows people to shop for their state’s coverage through a variety of providers.
Health care experts have long debated whether the state should have created a statewide exchange or just established a small market.
Minnesota HealthCare of America, which is part of the state government, created the exchange and also serves as the state health care agency.
Health care experts also say the state has a lot of incentive to create a large exchange that can attract more people to sign up and help keep costs down.
“It’s a good way to get people to come into the marketplace and participate,” said Mike Smith, an associate professor of health economics at the University of Minnesota.
“We’re going to see people sign up to the exchange, but I think it’s going to be a long, long process.”
Health care officials say people who sign up for health insurance through the exchange will be able to buy policies from the state.
But some experts say the exchanges offer less coverage than other plans and may not be suitable for everyone.